Tag Archives: your life

Exiting the Haze

exitingthehaze

This post follows a previous one about living in the haze https://pairbv.com.au/living-in-the-haze/. I had every intention to write this one sooner but I just wasn’t ready.

I will start by saying that exiting the haze does not mean you have to give up enjoying life. In fact the opposite occurs. The more you decide to live life on your terms and within your means, the more you will enjoy it. This includes striving for things or experiences that others don’t see as important. It also doesn’t mean you should play small with your career or business goals as long as your health and relationships don’t suffer as a result.

The measure of an authentic and purposeful life should not be the amount of money and things you have,  it should be measured by the quality of your relationships and the impact you have on others. Your own happiness will be more positively affected by how you feel, rather than what you have. Having nice things can make you feel good if you have worked hard for them and they are what you really want. Constantly buying new things (especially those you don’t really want or need) can make you feel good too, but like drugs it is often short lived and followed by a downer. Self-esteem and long-term happiness come from knowing you’re doing what’s right for you and others. This includes making the right choices about the things you have and how you allocate your time.

I decided the best way to share my strategies for exiting the haze is to list them. I would like to say before you read them that the haze will always be around you. It will live inside many of your friends and family, you will see it in people’s eyes when you walk down the street and every single time you turn on the television. I am not sure whether it is possible to fully exit the haze as I am not there yet and have to be conscious of it every day when I make decisions.

Here is my list:

  1. Put time aside for your most important relationships. Nurture and appreciate them. Avoid becoming complacent as none of us know how long we have to live.
  2. The most important relationship is the one you have with yourself. How do you feel when you look in the mirror every day? Proud and focussed or disappointed and unsettled?
  3. Make your health a priority, both mental, physical and spiritual (This does not have to relate to religion)
  4. Strive every day to help more people. The help you give can take many forms and doesn’t have to involve money. It doesn’t have to be a massive gesture either, as this is often not possible. Here are a few ‘small’ help ideas that you can do every day:
    1. Be genuinely interested in others and be empathetic to their situation
    2. Respect other people and their differences. Every human being will feel happier if they know they are accepted by others. You may also find that they in turn accept you more as a result.
    3. Look for things to do for others, especially if you are feeling a little low yourself. I promise it will make you feel immediately better
    4. Help someone cross the street or get something off a high shelf at the supermarket they can’t reach (there is a limitless number of things like this that you can do every day)
    5. Stand up for someone who needs support.
  5. Live within your means. If you absolutely want something or to do something you really can’t afford, you should:
    1. Increase your means (income and/or investments)
    2. Sell things you don’t want any more
    3. Save for it.
    4. If you do borrow money to buy a car, house or something else commit yourself to a plan to pay the entire loan off within a realistic timeframe – and stick to it! It is a great feeling to know that with every payment  you own a little more of your asset.
  6. Don’t fall into the trap of what I call ‘easy money’ as it may be easy to get but it is typically very expensive and there is usually a catch. The cost of the money may be hidden in the price or the fact that the lender knows most people are undisciplined and won’t make all their payments on time. Easy money includes:
    1. Credit cards
    2. Personal loans, especially with high interest rates
    3. Finance loans with a balloon. You may find yourself in a painful position where the value of your asset is less than what you owe.
    4. ‘Interest free’ payment offers (they are actually finance agreements and you will pay very high interest if you don’t make all your payments on time).
    5. Borrowing money from friends or family. Don’t do this unless it is absolutely necessary and the repayment commitment is easily achievable. You also need to have the talk about relationships being more important than money and a plan to handle any unforeseen repayment issues so that expectations are realistic and the loan does get paid back in full. Most importantly so the relationship doesn’t suffer as a result of the loan.
  7. Choose your own authentic path in life. This includes:
    1. Doing more of what you enjoy the most (it will also often be what you are best at doing)
    2. Spending more time with those you really want to spend time with
    3. Clarifying how you help people/add value to the World? I believe this is your true purpose. This previous post may help you https://pairbv.com.au/does-success-come-from-focussing-on-failure-or-success/. Doing it every day and as much as possible.
    4. Clarifying the work environment suits you best:
      1. Job
        1. Private
        2. Public business
        3. Not for Profit
      2. Your own business
        1. Commercial
          1. Sole owner
          2. Partnership
        2. Not for profit
  8. Let go of others’ expectations when it relates to how you live your life unless meeting their expectations is an important part of achieving your goals (eg: your employer, manager, coach, parent)
  9. Stop trying to please people for the wrong reasons
  10. Do what’s right:
    1. This is often not the easy option
    2. Stay true to your values, even if it hurts you or others in the short term
    3. Keep your focus on the long term and don’t make decisions from a ‘survival’ mentality. I say  survival mentality because  our situation is usually not as bad as we might think it is. True survival is when your life is under threat. In the western world we rarely miss a meal or can’t get fresh water to drink. We usually have a warm bed to sleep in and don’t have wild animals or gun/knife wielding militia threatening to kill us. If you are experiencing fear or anxiety around a situation my post https://pairbv.com.au/face-reality-dont-hope-or-wait/ may help you to move forward
    4. Think of the effect on others not just yourself when you make decisions (you only get one reputation and it is amazing how people will keep turning up in your life)
  11. Don’t expect other people to be responsible for your life or give you what you want. Why?
    1. You will not be in control of your own destiny
    2. This creates expectations with others and a perception or reality that you owe them something
    3. You only deserve what you create and appreciate
  12. If you have something that still works fine don’t replace or upgrade it just because you can afford it, or worse increase your debt to buy it. E.g. House, car, phone, television.
    1. Look after your things and fix them if possible. This is far more enjoyable and satisfying than buying something you don’t need, often to impress others (a good indicator is an uncomfortable feeling in your stomach – see previous post https://pairbv.com.au/living-in-the-haze/
    2. The exception here is when you want something that forms part of a passion. You may love travelling, cars, golf, boats,  motorbikes, renovating houses…the list is endless. If it is your passion, save or increase your income until you can afford to get what you really want and enjoy it! I find if I do this the first time I don’t always want to upgrade. This is more cost effective in the long run as changing over is costly.
  13. Create and stick to an investment plan.
    1. Get help from others that know more than you because they have done what you want to do or have a proven track record of helping others with similar goals to you (not people that purport to know more but they only know theory).
    2. Build a financial buffer for unforeseen problems or opportunities (as a guide, 3 months of your net income as a minimum). It is wonderful to wake up every day knowing that you can pay for unforeseen events when they occur – and they do!

Living in the haze can make you tired, unfulfilled, depressed and lower your self-esteem. It can cause you to constantly react to external influences such as other people’s judgement and opinions. It can be extremely costly to your health, relationships and finances.

You need strong reasons to exit the haze. My most important reason was to be a positive example for my kids and show them it is possible. It is not an easy path in these times of excess and consumerism but it is a very worthwhile path.

Living in The Haze

I call it ‘The Haze‘.    Haze monster

Most people in the western World have lived in the haze at some point in their lives. Many live their whole lives this way. Living in the haze doesn’t feel quite right. The reason? Because living in the haze is caused by a deep and often unconscious desire to impress others. So what is the haze? The haze is to sacrifice those things that should be truly important to you (your health, time with family and friends and helping others) so that you can earn more money, to buy things you really don’t need, to impress people you probably don’t like.

Sounds crazy doesn’t it! I ask you to stop reading and think for a moment about what you just read and how it may apply to you and your life or those you know well…

Practical versus Emotional Decision Making

Need and want…
One of my great mates and I often talk about need and want when we are bike riding together. We talk about cars, houses, bikes, phones, T.Vs…objective ‘stuff’. Once we have discussed a particular object, let’s say for example the latest bike, one will ask the other:

“I know you think you want it but do you need it?”

The answer to the question is typically no to the need and yes to the want. It doesn’t matter how much stuff you have there will usually be something you still want. The interesting thing though is that you probably don’t really want it, you just think you do! If you are prepared acknowledge why you want it you will usually arrive at a version of:

1. To keep up with someone (The Jones family!) who has just bought one
2. To impress others
3. To show others you are successful and/or can afford it

Do you all of a sudden feel confronted by this concept? Has the initial confrontation now turned into a wry smile on your face? Don’t worry or beat yourself up just yet. This normal and almost automatic behaviour for human beings in the Western World. I wrote about advertisers and marketers taking advantage of our egos to create emotional decisions to buy stuff we don’t need in my last post (https://pairbv.com.au/does-success-come-from-focussing-on-failure-or-success/).

Farmers versus People in the Haze

I don’t like to generalise but if you observe the decision making of most farmers it is practically based whereas people in the haze usually make decisions from emotion. A farmer will usually fix and continue to fix their ‘things’ until they can’t be fixed anymore. A person in the haze (often living in a city) will usually upgrade or replace their things before they are even ‘worn in’. This should really be considered a waste of money, especially when we consider that debt may be required/used to afford the purchase and further sacrifice of the really important things may also occur.

Many farmers are incredibly asset wealthy but have limited available cash. They don’t usually ‘look wealthy’ because they don’t drive the latest European car, spend money on expensive designer clothes or have the latest phone or watch. They also rarely talk about what they have because they have no reason to.

On the flipside most people in the haze look wealthier than they really are, driving in their late model European car, wearing their expensive watch and preparing for their next overseas holiday. The reality is that they are likely to be highly stressed on the inside, living every day just trying to survive and maintain the lifestyle. They are likely to have a large mortgage on their house, loan for their cars and multiple credit cards, not because they need those things to generate income like a farmer with his tractor or truck, but because they are in the haze.

How did I come to this conclusion? I grew up in the city, surrounded by people living in the haze. I then continued this well into my adult life until I chose to move to the country 4 years ago to help me and my family to get out of the haze.

Please don’t think I am judging those in the haze. I still have and will probably always have some things I purchased through emotion and want not practicality and need. I just want you to be conscious of the haze and the associated pitfalls the next time you decide to buy something you don’t need and/or upgrade your car, house, phone or other objects.

Ask yourself what are you sacrificing to achieve this?

Once you get out of the haze that strange, uncomfortable feeling and stress you have become used to living with might turn into satisfaction and appreciation for what you already have. You may also find that you get to the enviable position where you own your life rather than renting it and can use your additional time and money to help other people. Most importantly you will know that you are living your life, on your terms and not somebody else’s.

My next post will include some strategies to help you get out of the haze…